Anytime you use your debit card as a "credit" or signature transaction, the amount will be placed on hold for up to three business days until the transaction is completed and processed. If you select the "credit" button at a merchant when using your debit card, you will not be required to enter your PIN. Like a check, you should assume that once the purchase is made, the funds are not available. You will receive a detailed listing of purchases on your monthly account statement or you can view them online in Home Banking
Why is my checking account balance and available balance different when I use my debit card? Print
Modified on: Thu, 6 Feb, 2020 at 7:12 AM
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