CHECKING 2

• When I run out of checks, does Tower have counter checks available?
• How to I obtain a Copy of a cleared check?

NCUA SHARE INSURANCE 9

• How are my accounts insured?
• How do I maximize my coverage?
• Is Tower a safe place to deposit my savings?
• Is the maximum insurance limit for all of my accounts $250,000?
• What happens if a credit union fails?

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SAVINGS/CLUBS 1

• Why don't I always receive a monthly statement if I have only a savings account with Tower?

SHARE CERTIFICATES AND IRAS 4

• Can a minor open an IRA?
• How often do Share Certificate rates change?
• Where can I get Share Certificate or Individual Retirement Account (IRA) rates?
• Will I incur a penalty for making a withdrawal from a Share Certificate before it matures?