Yes, when you turn 18 years of age, you should reapply for a new Debit card to take advantage of the higher withdrawal limits. You can visit any Tower branch, call the Member Service Center at 301-497-7000 or 866-56-TOWER to request the necessary paperwork be mailed to you or submit an application online in Digital Banking:

In Home Banking –Under Additional Services.

In Tower's Mobile App – Under More, then Account Services.