Yes. The difference is that instead of swiping your card, you will insert it into the ATM's reader slot. To use your chip card at a Tower-owned ATM, insert your card into the ATM reader slot and immediately remove it. When prompted, reinsert your card. Do not remove it. The card is locked during the transaction. Enter your PIN when prompted. Remove your card when prompted after the transaction is complete. At non-Tower ATMs, how the chip card is inserted will depend on the type of ATM. At some ATMs, cards will be inserted and will remain in place during the transaction. The ATM will release the card when the transaction is complete. All ATM transactions will still require the use of a PIN