Use a Tower-owned ATM, look for the CO-OP Network, CUHERE logos or visit your nearest Royal Farms location. To find one of the 30,000+ free ATM locations nationwide, visit Branch and ATM locations on or in our Mobile App under Locations. Remember you can also get cash back and avoid ATM surcharges and transaction fees when you make purchases with your Tower debit card at select merchants. If you want to get cash back with your purchase, select the "Debit" or "ATM" key on the PIN keypad. You will then be prompted to enter your PIN. The amount of the purchase will be deducted from your Regular Checking account