Standard (3-day) transfers, inbound or outbound, are FREE. Premium (next day) transfers, inbound or outbound, cost $5.

The cost of the transfer will be debited from the Tower account that you are using to transfer money to/from an external account. The fee will be combined with the amount of the transaction and will appear as a single line item on your monthly statement and in Home Banking under History. The transactions will be identified as FUNDS XFR and the fee will be listed on that description line. (ie: FEE $5.00).


Remember that federal regulations limit the number of electronic Funds Transfers from any non-transaction account—Prime Share (savings), Clubs and Money Market—to six (6) per account per month; this includes overdraft transfers, online Funds Transfer and online Cross Member Transfer.