Your Funds Transfer request enters into the ACH system on the business day following receipt of your request, provided you've made your Funds Transfer request by 5 p.m. Pacific Time (8 p.m. Eastern Time) for next day transfers and by 10 p.m. Pacific Time (7 p.m. Eastern Time) for standard transfers.


If you initiate a Funds Transfer after those cutoff times, the transfer will be posted 2 business days following the request date. Please note that all Funds Transfer requests received during the weekend (on Fridays after 5 p.m. PT for next day and 10 p.m. for standard) will be posted on Tuesday.


Depending upon the financial institution, it may take an additional business day for the transaction to be reflected in the account balance of the destination account.