Bill Payment uses several methods to ensure that your information is secure:

• SSL: Bill Payment uses SSL (secure sockets layer) which ensures that your connection and information are secure from outside inspection.
• Encryption: Tower's Home Banking and Bill Payment use 128-bit encryption to make your information unreadable as it passes over the Internet.

Automatic Sign Out: Bill Payment automatically signs you out of a session if you are inactive for a predefined number of minutes (usually 10 minutes). It is best if you sign out immediately after you finish your tasks in Bill Payment.