If you are a current Tower Talk 24 user click Home Banking in the upper right hand corner of your screen or go to the Home Banking tab and click Login to Home Banking. At the login screen, type in your account number and Tower Talk 24 password. Make certain your PIN is numerical, not alphabetical. To convert your Tower Talk 24 password to a numerical one, use your telephone keypad. If you are not a Tower Talk 24 user, you can sign up by completing a Home Banking/Tower Talk 24 application online or at a Tower branch, or call the Member Service Center at 301-497-7000 or 800-787-8328.