At this time, you can make transfers to/from the following types of external accounts on which you are a joint owner at another financial institution:


  • Checking accounts, savings accounts, and Money Market checking and Money Market savings accounts held at any commercial bank or credit union nationwide that is able to accept ACH transfers.
  • Investment accounts held at any of the affiliated online brokerage firms. Currently there is access to most of the nation's largest brokerage companies and more will be added in the future.

The Tower accounts that you can use to make transfers to/from include: Prime Share (savings), and Regular and Request Checking accounts. Transfers to/from your Tower Money Market Account or Club Accounts are not available. Remember that federal regulations limit the number of electronic Funds Transfers from any non-transaction account—Prime Share (savings), Clubs and Money Market—to six (6) per account per month; this includes overdraft transfers, online Funds Transfer and online Cross Member Transfer.